Terms and conditions

1. Purpose

These Terms and Conditions govern access to, browsing of and use of the EYSH FINANCIAL website (hereinafter, the “Firm”), as well as the use of the services, content, contact forms and other functionality available through the website.

By accessing or using this website, the user states that they have read, understood and fully accepted these Terms and Conditions. A user who does not agree with them must refrain from using the website.

2. Identification of the owner

The website is owned by:

EYSH FINANCIAL
Ciudad de Panamá, Bella Vista, PH Torre BAC
info@eyshfinancial.com
Telephone: 313-7758
Republic of Panama

3. Informational nature of the content

All information on this website is provided for informational and educational purposes only.

The information published does not constitute legal, tax, fiscal, corporate, immigration, employment, real estate, administrative, financial or any other kind of professional advice.

The user acknowledges that laws change constantly and that every case requires individual analysis.

Accordingly, no person should take legal or tax decisions based solely on the information contained on this website.

4. No attorney-client relationship

Accessing the website, submitting enquiries, using the contact form, sending emails, telephone calls, WhatsApp messages, social media or any other means of communication does not in itself create an attorney-client relationship.

A professional relationship will exist only when:

  • a) the Firm formally agrees to provide the service;
  • b) a service proposal or contract has been accepted by both parties; and
  • c) the administrative and due diligence requirements established by the Firm have been met.

5. Enquiries submitted through the website

Enquiries sent through the contact form are requests for information only.

The Firm may answer them, decline them or request further information, none of which implies any obligation to accept professional representation.

The Firm does not guarantee any specific response time.

6. Confidentiality of the information sent

The user acknowledges that information sent before a professional relationship has been formally established may not be protected by attorney-client privilege.

For that reason, we recommend that you do not send confidential documents, privileged information, legal strategies or sensitive documentation until a formal engagement is in place.

7. Engaging professional services

The provision of professional services is subject to:

  • the Firm's express acceptance;
  • a conflict of interest check;
  • compliance with due diligence policies;
  • delivery of the documentation requested;
  • signature of an engagement letter or contract;
  • acceptance of fees;
  • payment of a retainer where applicable.

The Firm may decline to provide services without any obligation to state the reasons for that decision.

8. Regulatory compliance

The Firm may request the information and documentation needed to meet its legal obligations relating to:

  • the prevention of money laundering;
  • terrorist financing;
  • proliferation financing;
  • client identification (Know Your Client);
  • due diligence;
  • any other applicable legal obligations.

A client's refusal to provide that information may prevent services from beginning or continuing.

9. Intellectual property

All website content, including text, articles, publications, opinions, graphics, logos, images, videos, trademarks, designs, databases, source code and other elements, is the exclusive property of the Firm or of its respective owners.

Its reproduction, distribution, modification, publication or exploitation without prior written authorisation is prohibited.

10. Permitted use

The user undertakes to use the website lawfully and in accordance with Panamanian legislation.

The following are prohibited:

  • introducing viruses;
  • breaching security systems;
  • copying content;
  • reverse engineering;
  • affecting the operation of the site;
  • using the site for unlawful purposes;
  • obtaining unauthorised access to information or systems.

11. Limitation of liability

The Firm makes reasonable efforts to keep the information up to date; it does not, however, guarantee that the content is complete, accurate or free from error.

The Firm will not be liable for:

  • decisions taken on the basis of the information published;
  • direct or indirect damages;
  • loss of profits;
  • loss of opportunity;
  • loss of information;
  • interruptions to the site;
  • cyberattacks;
  • technological errors;
  • third-party failures.

12. Third-party links

The website may contain links to pages operated by third parties.

The Firm does not control those sites and accepts no responsibility whatsoever for their content, policies or operation.

13. Availability of the site

The Firm may modify, update, suspend or remove any website content at any time and without prior notice.

Permanent availability of the site is not guaranteed.

14. Protection of personal data

Personal data collected through this website will be processed in accordance with the Privacy Policy published by the Firm and with the legislation applicable in the Republic of Panama.

15. Cookies

The website may use its own and third-party cookies to improve the user experience, compile browsing statistics and optimise how the site works.

Users may configure their browser to refuse them.

16. Electronic communications

The user accepts that communications made by email, electronic forms or any other digital means will be fully valid unless the applicable legislation provides otherwise.

17. Amendments

The Firm may amend these Terms and Conditions at any time.

Amendments take effect from the moment they are published on the website.

18. Severability

If any provision of these Terms and Conditions is declared null, invalid or unenforceable, the remaining provisions will remain in full force.

19. Governing law

These Terms and Conditions are governed by and will be interpreted in accordance with the laws of the Republic of Panama.

20. Jurisdiction

Any dispute relating to the use of the website will be submitted to the competent courts of the Republic of Panama, with express waiver of any other jurisdiction that might apply.

21. Contact

For any query relating to these Terms and Conditions, users may get in touch with:

EYSH FINANCIAL
info@eyshfinancial.com
Telephone: 313-7758
Address: Ph Torre BAC Cinta Costera
Republic of Panama.